I have nothing against the Occupy movement. I have nothing against the idea of the Tea Party. What I have a problem is with the people that complain and do nothing. In recent articles, the super rich calls us out as lazy. They say our protests are an annoyance but they don't do anything. They are part right. We are spending too much time worrying about making ends meet, we don't have the drive to act like we should.
For 2012, we need to make a statement to the super rich. Pay what we pay, or we will take it all away from you.
How do you ask? Well...
1) move to a locally based bank or credit union
2) shop and eat local
3) avoid adding more debt that you can't pay by buying trash
4) buy American
5) buy union
Will that change everything? No. But, it will start us out in the right direction.
1) Changing banks will actually take your money away from them. At my credit union, I get higher interest on my money then any big bank would give me. Because I'm not investing thousands of dollars, big banks don't give me the time of day. If you can, move your credit cards and loans there too.
2) Shopping and eating local is harder. If you can, shop at a locally owned store that sells food grown near you. It may be a little more but you helping those that want to help you too. I won't get in to the way our food is grown in this list, but I will in the future.
3) Start a war on the useless garbage and the substandard quality we all seem to accept. Why do we buy stuff that doesn't last as long as it should? Read the box, see what the manufacturer says it should last. In my field of expertise, I will give two examples.
The first is the promotional mattress. I sell you a mattress for $339. It has a 1year warranty. Next to it is a better made bed for $399. It has a 10 year warranty. Are you worth $60? Is nine years worth $60?
Second is the 22" carry-on piece of luggage. For $69.99, I can sell you a carry-on that will last you about a year. You bought this same style of bag every year for the last 8 Christmas seasons. I could sell you a bag for $199.99 that will last an average of five to six years. Or, I sell you a bag with a lifetime of 3rd party damage repairs for $399.99. A bag the heavy business will never *need* to replace. A small investment now means that you can keep your bag longer.
4) If it wasn't made here, why buy it here? In the above examples I describe mattresses that are on the bargain end of the price scale. The part I left out is that those beds were both made by the same company in Portland, OR, by a factory I have personally visited. However, that luggage I described is all made in Asia. Finding luggage made on this side of the planet is hard. Not impossible is we the consumer demand US made products. Check out the basic things next time you are shopping and look for US made products.
5) The last one is a little more heated in some circles. Not all people believe unions help the worker and many believe it drives the cost of business higher. I disagree...but you knew that already. I am very pro-union because it does create an important set of rules that go above and beyond the minimum level of care an employer has to put in. It levels the playing field when people get raises, ensures more people have proper medical coverage, and most importantly creates a support network for making sure they are treated fairly.
If we can do all 5 of those things, I believe we can make sure the "Job Creators" get the message we are tired of being dumped on. No more trash products. We gave these people their power and we can take it back!